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Renters Insurance

An important part of apartment living is protecting your property and guarding your personal liability. If any of your personal property is damaged, destroyed or stolen due to occurrences such as natural disasters, accidents, smoke, vandalism, theft, water damage and more, renter’s insurance will typically cover repair or replacement of your personal property. If your home is made unlivable by one of these occurrences, renter’s insurance will pay for the associated expenses, such as temporary residence, meals, etc. Coverage is usually limited to a percentage of the total policy value. Renter’s insurance gives you the security of knowing that if you lost everything today, you wouldn’t have to start from scratch.

We strongly suggest that you discuss the advantages of renter’s insurance, also known as multi-peril risk insurance coverage, with your insurance agent. Renter’s insurance is relatively inexpensive, and often the insurer offers a discount if you carry both auto and renter’s insurance policies with the same company.

Your lease agreement addresses your responsibility for property loss. Please take the time to read and understand this clause in your lease. We suggest you review and consider this type of coverage for your own protection.

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